About Pinnacle ARC Group
Specialists in SSAS and SIPP pension debt recovery, legacy administration. We resolve long-standing liabilities through strategic patience, technical expertise, and respectful dialogue where traditional agencies fail.
Our foundation and purpose
Pinnacle ARC Group was founded after years of managing complex SSAS and SIPP pension cases where traditional collection agencies consistently failed. Trustees, financial advisers, and corporate directors regularly faced unpaid loans, dormant investments, and completely severed communications. These difficult matters require meticulous care rather than blunt, aggressive pressure. Drawing on extensive commercial debt recovery experience alongside councils, the NHS, and major organisations, we established a firm dedicated to delivering results on overdue institutional liabilities.
Why clients place their trust in us
Standard debt recovery agencies focus on rapid turnover and low-complexity claims. In contrast, legacy pension structures demand deep technical fluency in trustee obligations, HMRC regulations, and connected-party loan agreements. We safely recover funds without jeopardising scheme compliance or integrity. With a verified track record of re-establishing contact after years of silence, successfully negotiating structured repayments, and securing signed disinvestments, clients rely on us where generalist firms cannot operate.
A principled, relationship-led approach
Our philosophy is grounded in patience, consistency, and professional respect. Because restoring open dialogue is the vital first step to recovering legacy debt, we treat every party fairly and prioritise constructive engagement over hostility. We avoid aggressive tactics and exhaust every sensible avenue before ever considering legal action. This disciplined approach protects our clients' reputations while resolving complex pension and corporate debts effectively.
"Pinnacle ARC Group restored communication on an unresolved SSAS fee arrears that had sat dormant for over five years. Their patience, regulatory knowledge, and calm professionalism secured a full resolution without conflict."
Independent Pension Trustee & Scheme Administrator